Compare the Plans
Benefits-eligible Team Members have a choice of two medical plans administered by UnitedHealthcare (UHC). Compare the Choice HRA Plan and the My Health Savings (HSA) Plan below.
The plans at a glance
Choice HRA Plan
- higher deductible
- higher out-of-pocket limit
- does not cover out-of-network services
- free money from Bloomin’ Brands in your HRA with completion of Health Rewards
- preventive care covered 100% in UHC network
- Rx coverage
- lower paycheck contributions
My Health Savings (HSA) Plan
- lower deductible
- lower out-of-pocket limit
- covers out-of-network services
- free money from Bloomin’ Brands in your Optum HSA with completion of Health Rewards
- preventive care covered 100% in UHC network
- Rx coverage (certain preventive medications 100% covered)
- higher paycheck contributions
| Choice HRA Plan | My Health Savings (HSA) Plan | |
|---|---|---|
| Health Rewards | Up to $400/individual coverage; Up to $800/family coverage | Up to $400/individual coverage; Up to $800/family coverage |
| Wellness/preventive care | Covered in full (eligible office visits, screenings, and contraceptives) | Covered in full (eligible office visits, labs, screenings, contraceptives, and preventive medications) |
| Calendar year deductible (medical and prescription drugs) | $3,500/individual; $7,000/family | $2,300/individual; $4,600/family |
| Office and urgent care visits | 20% after deductible | 20% after deductible |
| Emergency room | $300 copay after deductible | $300 copay after deductible |
| Hospital care | 20% after deductible | 20% after deductible |
| Generic prescription drugs | 20% after medical deductible | 20% after medical deductible |
| Preferred brand prescription drugs | 20% after medical deductible | 20% after medical deductible |
| Non-preferred brand prescription drugs | 40% after medical deductible | 40% after medical deductible |
| Calendar year out-of-pocket maximum | $7,000/individual; $14,000/family | $4,000/individual; $7,900/family |
Get help finding a UHC network doctor
Find a UHC network doctor. Select the UHC Choice Plus Network if you’re enrolled in the My HSA Plan and the Choice Network if you’re enrolled in the Choice HRA plan.
Need help choosing a medical plan?
Use the UHC Health Plan overview tool to learn more about the benefits and services UHC offers.
Don’t forget! A UHC Concierge specialist is available to help you choose the plan that best fits your health care needs.
Contacts
UHC Concierge
Giving you and your family the level of care and support you need to navigate the health care system
Team Member Benefits
Learn more about the benefits available to eligible Team Members. Select the benefits category that matches your position.
